Cash Advance: The Fuel Your Business Needs to Grow
In the dynamic world of business, opportunities and unexpected events don’t wait. Whether it’s to purchase new inventory, expand your location, launch a marketing campaign, or simply have a financial cushion, quick access to capital is key to success. At Roger Merchant, we understand this need, and that’s why we offer our Cash Advance service—a modern, flexible funding solution designed for merchants like you.
What is a Cash Advance?
A Cash Advance is not a traditional loan. It’s an innovative form of financing where we provide you with a lump sum of cash based on your future sales volume. We purchase a percentage of your future credit card sales in exchange for giving you cash today. It’s simple, transparent, and directly tied to your business’s performance.
How Does the Process Work?
Quick Analysis: We evaluate your application based on your last 3 months of credit card processing volume. We don’t focus on your credit score the way a traditional bank does.st item
Custom Offer: You’ll receive a clear offer with the advance amount you can access and the terms of the transaction. No hidden fees.
Funding in Record Time: Once you accept the offer, the funds are deposited directly into your bank account, often in as little as 24 to 48 hours.
Flexible and Automated Repayments: You won’t have to worry about fixed payment dates. A small, agreed-upon percentage of your daily credit card sales is automatically applied to repay the advance. If your sales are high, you pay a bit more; if they’re low, you pay less. The repayment adjusts to the rhythm of your business!
Key Benefits of a Cash Advance with Roger Merchant
Speed: Forget about the weeks of waiting associated with banks. Get a decision and your funds in a matter of days.
High Approval Rate: Because we base our decision on your business performance, the chances of approval are much higher than with conventional loans.
No Hard Collateral Required: You don’t risk your personal or business assets. The advance is secured by your future business sales
Simple Process: Minimal paperwork and clear requirements so you don’t waste valuable time.
Absolute Flexibility: Use the funds for whatever your business needs, without restrictions: Purchase inventory or equipment. Renovate or expand your location. Cover unexpected operational expenses. Invest in marketing and advertising.
